2003 Social Report - PDF file - Unipol
2003 Social Report - PDF file - Unipol
2003 Social Report - PDF file - Unipol
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SECTION III – SOCIAL REPORT<br />
CLAIMS<br />
The claims management at <strong>Unipol</strong> is governed by the following organizational<br />
decisions:<br />
28<br />
claims can be made by free-phone (Sertel 800-993388);<br />
customers may go to an associated repair workshop;<br />
claims involving solely material damage are settled directly by Sertel;<br />
settlement offi ces (Group Settlement Centres) settle claims involving injury<br />
or in sectors other than TPL in conjunction with lawyers. There are 63 Cen-<br />
tres in the territory;<br />
due to their specifi c nature, for some claims in Non-motor lines of business<br />
the head offi ce deals with the settlement directly (and promptly).<br />
This is a tried and trusted organizational set-up. The table opposite shows how<br />
claims are handled. In the opening months of 2002 the Sertel Centre was given<br />
an extended role in settling claims with nationwide coverage.<br />
The Sertel Centre has reduced the time required to settle claims, for Sertel an<br />
average of 5 days (against 20 with conventional methods).<br />
This shows the advantage of the<br />
free-phone number.<br />
CLAIMS SETTLED BY UNIPOL<br />
2001 2002 var%<br />
by Sertel 67,063 75,577 12.7%<br />
by local offi cies 132,055 122,424 -7.3%<br />
by headoffi ce staff 9,659 18,610 92.7%<br />
Total 208,777 216,611 3.7%<br />
During 2002 the time required to settle a claim improved by<br />
1.3%, and is now 68.2%. This was achieved for material dam-<br />
age by Sertel and through speeding up claims with personal<br />
injury.<br />
[ <strong>Unipol</strong> Assicurazioni | <strong>Social</strong> <strong>Report</strong> <strong>2003</strong> – Edition Summary ]