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1962 Iowa Code Index.pdf - Iowa Legislature - State of Iowa

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53<br />

BANKS AND BANKING—Continued<br />

Safe-deposit boxes, liability limits, 528.65, 532.1(6)<br />

Savings accounts, fiduciaries investments, 682.23<br />

(14) •<br />

Savings banks<br />

Acceptances, limitations, 528.71-528.73<br />

Accounts, how closed, notice, 526.22, 526.24<br />

Administrators and executors, powers, 532.1-<br />

532.21<br />

Advertising, fraudulent, penalty, 526.44<br />

Agents for estates and corporations, 532.1<br />

Articles <strong>of</strong> incorporation<br />

Amendment, 491.35, 526.10, 528.124-528.126<br />

Approval by superintendent, 524.11<br />

Capital stock, amount fixed, 526.3<br />

Certificate <strong>of</strong> compliance, 526.6, 526.41<br />

Conditions before commencing business, 526.6<br />

Contents, 526.3, 526.9<br />

Decrease <strong>of</strong> capital stock, 528.127<br />

Directors, number fixed, 526.9<br />

Duration, perpetual existence, 491.24<br />

Execution and acknowledgment, 526.3<br />

Exempt stockholders from liability, 528.127<br />

Filing with secretary <strong>of</strong> state, 526.4<br />

Forfeiture, 528.53, 528.85<br />

Nonassessable stock allowed, 528.127, 528.128<br />

Notice <strong>of</strong> incorporation, contents, 526.5<br />

Preferred stock, procedure, 528.127<br />

Publication <strong>of</strong> certificate, 526.6<br />

Publication <strong>of</strong> notice, 526.5<br />

Renewal procedure, 491.33-491.37<br />

Reorganization, other type bank, 526.40-526.43<br />

Vote required to amend, 528.124, 528.126<br />

Assets pledged, 528.12, 528.13, 528.93, 532.14<br />

Authorized banking powers, 526.2, 526.7<br />

Bad debts defined, 532.17<br />

Bills issued as money prohibited, 526.2<br />

Bonds, see subhead Bonds above<br />

Bonds and mortgages handled, 532.1(5)<br />

Branch banks or <strong>of</strong>fices, 528.51, 528.53<br />

Bylaws authorized, 526.7(6)<br />

Capital stock, see subhead Capital Stock above<br />

Cash reserve requirements, 528.68, 528.69<br />

Certificates <strong>of</strong> deposit, issuance, 526.23<br />

Charter forfeited, 524.14, 528.53, 528.85<br />

Charter renewal, procedure, 491.33-491.37<br />

Charters canceled, 524.14<br />

Checks, see subhead Checks above<br />

Clearing checks at par required, 528.63<br />

Closing, legal processes suspended, 528.32<br />

Commencement <strong>of</strong> business<br />

Certificate <strong>of</strong> authorization, 526.6<br />

Conditions precedent, 526.6<br />

Commercial paper, authority, 526.29<br />

Commissions for organizing forbidden, 528.74,<br />

528.75<br />

Constitutionality, saving clause, 526.27<br />

Constitutional provisions, Const., <strong>Iowa</strong>, VIII,<br />

4-12<br />

Control by state, 524.10, 528.43, 528.90-528.94<br />

Creditors<br />

Agreements, 528.35-528.40<br />

Assignments for benefit void, 528.42<br />

Billholders preferred, Const., <strong>Iowa</strong>, VIII, 10<br />

Depositor's preference, 528.33<br />

Distribution <strong>of</strong> assets ratably, 528.33<br />

Interests protected by examiners, 528.32<br />

Remedies suspended if bank closed, 528.32<br />

BANK<br />

BANKS AND BANKING—Continued<br />

Savings banks—Continued<br />

Creditors—Continued<br />

Right to list <strong>of</strong> stockholders, 528.48<br />

Secured creditors protected, 528.40<br />

Stockholders' double liability, Const., <strong>Iowa</strong>,<br />

VIII, 9; 528.127<br />

Debts and liabilities, limitations, 528.14, 532.14<br />

Depositors' agreements, 528.95-528.123<br />

Deposits, see subhead Deposits above<br />

Directors<br />

Accepting deposit when insolvent, 528.81,<br />

528.82<br />

Application to manage bank, 528.90<br />

Bonds <strong>of</strong> <strong>of</strong>ficers and employees, 528.3<br />

Change in number, 526.9<br />

Changes in directory, 526.9<br />

Citizenship requirements, 526.8<br />

Committee <strong>of</strong> examiners named, 528.17<br />

Compensation, allowed by stockholders, 528.5<br />

Compensation, limitations, 175.4, 528.21<br />

Consent to unlawful dividends, penalty, 528.85<br />

County or county <strong>of</strong>ficers not eligible, 346.20<br />

Deposits paid, regulations, 526.19, 526.20<br />

Diversion <strong>of</strong> funds, penalty, 528.84<br />

Elections, 526.15, 526.16<br />

Eligibility, 528.2<br />

Examining committee appointed, 528.17-528.21<br />

False entries or statements, penalty, 528.84<br />

Fiduciary powers, 532.1-532.21<br />

First board, election, tenure, 526.14<br />

Intentional deceit or fraud, penalty, 528.85<br />

Interest rates on deposits fixed, 526.35<br />

Loans to executive <strong>of</strong>ficers, restrictions, 528.6<br />

Management by directors, 526.8<br />

Meeting, first, notice, 526.11<br />

Meetings, monthly, 528.17<br />

Membership in federal reserve, 528.67<br />

Number, 526.8-526.10<br />

Oath to be taken, filed, 528.16<br />

Officers and employees, election, 526.12<br />

Pledge assets for indebtedness, 532.14<br />

Qualifications and eligibility, 528.2<br />

Quorum, 526.17<br />

Removal, grounds, how effected, 528.18<br />

Removal, meeting nonattendance, 528.18<br />

Sales <strong>of</strong> real estate unauthorized, 528.86<br />

Securities, sale unauthorized, 528.86<br />

Surplus fund created, 526.32<br />

Transfer surplus to undivided pr<strong>of</strong>its, 526.33<br />

Vacancies on board, how filled, 526.13<br />

Violations, penalties, 528.7, 528.82-528.88<br />

Vote necessary to carry measures, 526.17<br />

Dissolution<br />

Involuntary, 524.14, 528.32-528.35, 528.53,528.85<br />

Procedure, 528.76<br />

Successor for trust funds, 532.9, 532.10<br />

Voluntary, how effected, 528.76-528.78<br />

Dividends, 526.35, 528.57, 528.58, 528.85, 532.16,<br />

532.17<br />

Dividends unlawfully paid, penalty, 528.85<br />

Duration <strong>of</strong> corporation, 491.24<br />

Employees, selection, security required, 526.12<br />

Estate funds deposited to reduce bond, 532.3<br />

Execution suspended, bank closed, 528.32<br />

Exempt from corporation fee or reports, 496.19<br />

False certification <strong>of</strong> checks, penalty, 528.87

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