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1962 Iowa Code Index.pdf - Iowa Legislature - State of Iowa

1962 Iowa Code Index.pdf - Iowa Legislature - State of Iowa

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51 BANK<br />

BANKS AND BANKING—Continued<br />

Loans—Continued<br />

Installment loans—Continued<br />

G. I. loans not prevented, 529.9<br />

Interest rate on real estate mortgages, 529.10<br />

Lending agency, 529.2<br />

Limitation <strong>of</strong> amount, 529.3<br />

Maturity, 529.4<br />

Maximum charge permitted, 529.6<br />

Misleading or false advertising, 529.12<br />

National banks, law available, 529.2<br />

Note <strong>of</strong> borrower, form, 529.5<br />

Options allowed, 529.6<br />

Percentage rate in advertising, 529.12<br />

Real estate mortgage rates, 529.10<br />

Repayment <strong>of</strong> loan before maturity, 529.8<br />

Servicemen's loans not prevented, 529.9<br />

Short title <strong>of</strong> law, 529.13<br />

Violations in advertising, penalty, 529.12<br />

Insurance by mortgagor, savings banks, 526.31<br />

Interest rates specified, 535.2-535.6<br />

Investment, 526.25, 528.67, 528.70, 532.18, 532.19<br />

Liability limit, 528.14, 532.19<br />

Lien on debtor's bank stock, 528.9<br />

Limitations, 528.71-528.73, 532.19<br />

Limitation, war purposes, 528.15, 532.19<br />

Limit, government secured, 528.15<br />

Limit <strong>of</strong> borrowing liability, 528.14, 532.19<br />

Officials, loan limits, penalty, 528.6, 528.7, 532.19<br />

Own stock as security, prohibited, 528.9<br />

Ratio to capital and surplus, 528.14, 532.19<br />

Real estate, borrower pays expense, 526.30<br />

Statutes inapplicable, savings banks, 526.26<br />

Unsecured loans, financial statement, 528.8<br />

Loss <strong>of</strong> capital stock, taxes remitted, 445.62<br />

Management by superintendent<br />

Application <strong>of</strong> bank directors, 528.90<br />

Assets, power to sell or pledge, 528.93<br />

Creditor's remedies suspended, 528.90<br />

Limited to two years, extension, 528.90<br />

Liquidation and distribution, duty, 528.32<br />

Method <strong>of</strong> management, powers, 528.90, 528.91<br />

New deposits, segregation required, 528.91<br />

Powers <strong>of</strong> superintendent, 524.10<br />

Reorganization, powers, 528.92<br />

Trust companies, law applicable, 532.19<br />

Voluntary agreements permitted, 528.94<br />

Winding up bank affairs, 528.91<br />

Merger, generally, 528B.1-528B.12<br />

Merger, public deposits certified, 454.7<br />

Minors, gifts to, uniform Act, 565A.l-565A.il<br />

Money orders, sale regulated, 533B.1-533B.5<br />

Municipal bonds, security on sale, 396.13, 396.14<br />

National banks<br />

Assessed at site <strong>of</strong> bank, 430.2<br />

Branch banks or <strong>of</strong>fices, exception, 528.51, 528.53<br />

Closed banks, public funds, claims, 454.14<br />

Conversion to or from, 528B.1-528B.12<br />

Depositors' agreements and supplemental agreements,<br />

528.95-528.123<br />

Deposits <strong>of</strong> public funds, 453.1-453.8<br />

Estate funds to reduce bonds, 532.3<br />

Fiduciary investment registered in name <strong>of</strong> a<br />

nominee, 532.21<br />

Fiduciary powers authorized, 532.1-532.5<br />

Fiduciary powers, trustee deposits, 532.1-532.5<br />

Income tax exemption, 422.34(1)<br />

BANKS AND BANKING—Continued<br />

National banks—Continued<br />

Installment loans, 529.1-529.13<br />

Liability for stockholder's tax, 430.12-430.15<br />

Notes, moneys, credits and accounts taxed, 429.2<br />

Real estate broker's license not required, 117.7<br />

Securities, <strong>Iowa</strong> securities law, 502.4(2)<br />

Stockholders, list for taxation, 430.3-430.5, 430.8<br />

Stock taxed, 420.207, 428.12, 429.2, 429.9, 430.2-<br />

430.15<br />

Tax assessments, 430.2-430.10<br />

Tax payment, bank notes, 445.33<br />

Trust powers authorized, 532.1-532.5<br />

Weapons, permits for employees, 695.1, 695.5<br />

Negotiable instruments<br />

See subhead Checks above<br />

Acceptances <strong>of</strong> drafts regulated, 528.71-528.73<br />

Authority to deal in, 532.1(5)<br />

Bank defined, 541.192<br />

Cashier as drawee or indorsee, 541.42<br />

Check clearance at par required, 528.63<br />

Deposits for collection, 541.201<br />

Drafts, authority to issue, 532.1(5)<br />

Drawn or indorsed to cashier, 541.42<br />

Payable at bank, order to pay, 541.88<br />

Payable at bank, time to present, 541.75<br />

Notes<br />

Circulating national bank notes<br />

Foreign bank notes, penalty, 718.21-718.23<br />

Receivable in payment <strong>of</strong> taxes, 445.33<br />

Taxation as moneys and credits, 429.2<br />

Finder's rights and duties, 644.6-644.18<br />

Taxation, 420.207, 429.2<br />

Organization fees allowed attorneys, 528.74<br />

Parking lot <strong>of</strong>fices, 528.51<br />

Partnership, limited, banking prohibited, 545.4<br />

Pledge <strong>of</strong> assets, limits, 528.12, 528.13, 528.66<br />

Pledge or sale <strong>of</strong> assets to FDIC, 530.5<br />

Pledging assets, authority necessary, 528.12<br />

Postal savings, securities deposit, 528.66, 532.19<br />

Preferred stock, 528.127<br />

Preservation <strong>of</strong> records<br />

Accrual <strong>of</strong> actions, 528A.4<br />

Limitations, 528A.2<br />

National banks, 528A.5<br />

Photographs admissible, 528A.3<br />

Time preserved, 528A.1<br />

Private banks<br />

Administered same as other banks, 524.30<br />

Advertising as bank illegally, 524.24-524.26<br />

Application for supervision, 524.28<br />

Banking terms, penalty for use, 524.24-524.26<br />

Checks, see subhead Checks above<br />

Clearing checks at par required, 528.63<br />

Deposit <strong>of</strong> public funds, 453.1-453.8<br />

Depositors' agreements, 528.95-528.123<br />

Dividends unlawfully paid, penalty, 528.85<br />

Estate funds deposited to reduce bond, 532.3<br />

Examination and regulation, 524.29, 524.30<br />

Fees and expenses, examination, 524.15, 524.16<br />

Forfeiture <strong>of</strong> charter, 528.53, 528.85<br />

Fraud <strong>of</strong> <strong>of</strong>ficials, penalty, 528.85<br />

Fraudulent advertising, penalty, 526.44<br />

Income tax exemption, 422.34(1)<br />

Management by superintendent, 524.30<br />

Penalty for nonpar clearance <strong>of</strong> checks, 528.63<br />

Property listed for assessor, 430.1

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