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1962 Iowa Code Index.pdf - Iowa Legislature - State of Iowa

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BANK 50<br />

BANKS AND BANKING—Continued<br />

Fiduciary capacity—Continued<br />

Fee for attorney <strong>of</strong> beneficiary, 532.15<br />

Fees, 532.8, 638.26-638.28<br />

Fiscal or transfer agents, 532.1(3)<br />

Funds in trust kept separate, 532.7<br />

Gifts to minors, uniform Act, 565A.l-565A.il<br />

Guardian's power, 532.1<br />

Indebtedness <strong>of</strong> bank restricted, 532.14<br />

Investments, 526.25, 526.28, 532.18, 532.19<br />

Law <strong>of</strong> banking applicable, 532.19<br />

Names, use <strong>of</strong> word "trust", 532.12, 532.13<br />

National banks, powers, 532.1, 532.5<br />

Officers <strong>of</strong> court, deposits regulated, 532.2-532.4<br />

Payment <strong>of</strong> deposited funds, 532.4<br />

Powers and duties, 532.8<br />

Property held separate, exemption, 532.7<br />

Receiver's power, 532.1<br />

Relationships that may be exercised, 532.1<br />

Release from liability, 532.10<br />

Safe-deposit business permitted, 532.1(6)<br />

Securities bought and sold, 532.1(5)<br />

Securities with superintendent, return, 532.11<br />

Separation <strong>of</strong> trust funds by a bank, 532.7<br />

Stock, voting <strong>of</strong> shares, 532.6<br />

Successors, appointment, 532.9-532.11<br />

Transfer or fiscal agents, 532.1(3)<br />

Trustee, power as, 532.1, 532.8<br />

Trust fund in court, deposited, 532.2-532.4<br />

Trust property not liable for debts, 532.7<br />

Trusts, power to accept and execute, 532.1(4)<br />

Voting own stock, when authorized, 532.6<br />

Words in name, mandatory use, 532.12<br />

Words in name, prohibitions, 532.13<br />

Forfeiture <strong>of</strong> charter, grounds, 528.53, 528.85<br />

Funds<br />

Assets pledged to secure, 528.13<br />

Closed banks, public deposits, 454.7, 454.14-<br />

454.18<br />

Common trust funds, 533A.1-533A.6<br />

Diversion <strong>of</strong> funds, penalty, 528.84, 528.85<br />

Estate funds deposited to reduce bond, 532.3<br />

Federal housing loans, 526.26, 528.14<br />

Investment<br />

General provisions, 526.25, 526.26<br />

Farm loan bank stock, 528.70<br />

Federal housing securities, 526.26<br />

Federal reserve bank stock, 528.67, 528.70<br />

Limitations, 526.25-526.28<br />

Surplus fund, 526.32<br />

Public fund depositories, 452.10, 453.1-453.8<br />

Public funds, pledged to secure, 528.13<br />

Public <strong>of</strong>ficers' deposits, 453.1-453.8<br />

Reserve funds, 528.68, 528.69<br />

Surplus required, 528.57<br />

Transfer, surplus to undivided pr<strong>of</strong>its, 526.33<br />

Trust funds<br />

Deposit by court order, 532.2-532.4<br />

Deposit by fiduciary, 532.2<br />

Segregation, 532.7<br />

Undivided pr<strong>of</strong>its fund set up, 526.32<br />

Gifts to minors, uniform Act, 565A.l-565A.il<br />

Illegal and unsafe practices, 528.29<br />

Indebtedness, limitations, 532.14<br />

Indebtedness, purposes for which authorized,<br />

532.14<br />

Inheritance tax, bank deposits, 450.3(5)<br />

BANKS AND BANKING—Continued<br />

Insolvency, billholders preferred over creditors,<br />

Const., <strong>Iowa</strong>, VIII, 10<br />

Insolvent banks, public deposits, 454.14-454.18<br />

Insolvent banks, public deposits certified, 454.7<br />

Insolvent banks, remission <strong>of</strong> stock tax, 430.9<br />

Institutions, defined for co-ordination, 530.1<br />

Interest rates specified, 535.2-535.6<br />

Investments<br />

Savings banks<br />

Farm loan bank stock, 528.70<br />

Federal reserve bank stock, 528.67-528.70<br />

Kinds <strong>of</strong> investment enumerated, 526.25<br />

Real estate holdings, 526.34<br />

Surplus invested same as capital, 526.32<br />

<strong>State</strong> banks<br />

Federal reserve, farm loan bank stock, 528.70<br />

Same as savings banks, 526.28<br />

Trust companies<br />

Federal reserve, farm loan bank stock, 528.70<br />

Same as savings banks, 526.28<br />

Legislation on banks, election approval, Const.,<br />

<strong>Iowa</strong>, VIII, 5<br />

Liabilities, limitation <strong>of</strong> amount, 528.14<br />

Liability, purposes for which authorized, 532.14<br />

Limited partnerships, banking prohibited, 545.4<br />

Liquidation, superintendent's power, 528.32<br />

Loan and trust companies<br />

See also subhead Savings Banks and subhead<br />

<strong>State</strong> Banks below, for provisions made<br />

applicable by 528.52<br />

Annual report and fee not required, 496.19<br />

Capitalization requirements, 528.52<br />

Capital stock, division into shares, 528.55<br />

Confidential matters, tax hearings, 421.17(7)<br />

Corporate reports and fees, when exempt, 496.19<br />

Deposits, time, right to receive, 528.50<br />

Dividends, when and by whom declared, 532.16<br />

Law <strong>of</strong> banks applies, 528.52, 528.53<br />

Name "state", when not required, 528.54<br />

Real estate broker's license not required, 117.7<br />

Receivership, priority statute, 680.8<br />

Reorganization as state bank, 528.54<br />

Shares <strong>of</strong> stock assessed, 430.2-430.8<br />

Statutes applicable, same as banks, 528.52, 528.53<br />

Stockholders list for taxation, 430.3-430.5, 430.8<br />

Violations, penalties, 528.53<br />

Loans<br />

Acceptances <strong>of</strong> sight drafts, 528.71-528.73<br />

Approval, <strong>of</strong>ficer or employee loan, 528.6, 532.19<br />

Chattel loan law not applicable, 536.20<br />

Commercial paper, savings banks, 526.29<br />

Excess time deposit interest, 528.11<br />

Executive <strong>of</strong>ficer, authority, 528.10<br />

FDIC, approval <strong>of</strong> loan to, 530.5<br />

Financial statement, when required, 528.8<br />

Government secured, limits, 528.15, 532.19<br />

Gratuity to <strong>of</strong>ficial, penalty, 528.10<br />

Installment loans<br />

Advertising, restrictions, 529.12<br />

Applicable to banks only, 529.11<br />

Bank installment loan law, 529.1-529.13<br />

Charge, maximum, 529.6<br />

Definition, 529.1<br />

Delinquency <strong>of</strong> installment payment, 529.7<br />

False advertising, penalty, 529.12

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