R+V Versicherung AG Annual Report

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R+V Group Simplified presentation R+V Consolidated Group KRAVAG- LOGISTIC Versicherungs- AG Domestic Companies R+V at a Glance KRAVAG- ALLGEMEINE Versicherungs- AG R+V Poistóvna a.s., Slovakia International Companies 2 R+V Komposit Holding GmbH R+V Allgemeine Versicherung AG KU Filar S.A., Poland R+V Rechtsschutzversicherung AG Assimoco S.p.A., Italy Vereinigte Tierversicherung a. G. R+V Versicherung AG R+V Lebensversicherung AG Assimoco Vita S.p.A., Italy R+V Pensionsversicherung a. G. R+V Personen Holding GmbH R+V Pensionsfonds AG R+V Luxembourg Lebensversicherung S.A. R+V Lebensversicherung a. G. R+V Krankenversicherung AG R+V Consolidated Group R+V Group 2002 2001 2002 2001 Gross premiums written € million 6,700 6,332 6,893 6,523 Premiums resulting from bonus and rebate provision € million 252 320 282 355 € million 6,952 6,652 7,175 6,878 Gross claims incurred € million 4,999 4,503 5,108 4,608 Current investment income € million 2,089 1,864 2,215 2,000 Investments € million 33,494 31,372 35,697 33,594 Number of policies million 15.6 15.2 16.2 15.9 Number of employees as at 31. 12. 10,675 10,748 11,642 11,664
Content Management Report 4 Proposal on the Appropriation of Profits 32 Annual Financial Statements 2002 Balance Sheet 34 Income Statement 38 Notes Accounting policies 41 List of Shareholdings 44 Notes to the Balance Sheet 46 Notes to the Income Statement 50 Other Information 51 Auditors’ Report 54 Report of the Supervisory Board 55 3
Page 1: 2002 R+V Versicherung AG Annual Rep
Page 5 and 6: However, the significant increase i
Page 7 and 8: Developments on the international r
Page 9 and 10: However, the events of September 11
Page 11 and 12: As a result of the relatively poor
Page 13 and 14: Business development and position o
Page 15 and 16: Liability business developed negati
Page 17 and 18: Including interest on deposits and
Page 19 and 20: In terms of sums insured, the portf
Page 21 and 22: Overall, gross premium income decli
Page 23 and 24: Major claim events such as ”Petro
Page 25 and 26: Shareholder structure As of the bal
Page 27 and 28: Investment risks: In order to creat
Page 29: Significant events and outlook The
Page 32 and 33: Proposal on the Appropriation of Pr
Page 34 and 35: Balance Sheet as of December 31, 20
Page 36 and 37: Equity and liabilities 36 2002 2001
Page 38 and 39: Income Statement for the period fro
Page 40 and 41: 40 2002 2001 € € € € 8. Ext
Page 42 and 43: Premiums and discounts were amortiz
Page 44 and 45: List of Shareholdings Shares in aff
Page 46 and 47: Notes to the Balance Sheet Statemen
Page 48 and 49: Assets C. Investments Present value
Page 50 and 51: Notes to the Income Statement I. 1
Page 52 and 53:
Dr. Jürgen Förterer Chairman Wolf
Page 54 and 55:
Auditors’ Report We have audited
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R+V Versicherung AG Annual Report

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