Ársskýrsla Landsbankans - Landsbankinn
Ársskýrsla Landsbankans - Landsbankinn
Ársskýrsla Landsbankans - Landsbankinn
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Notes to the Consolidated Financial Statements<br />
56. Loans and advances by industry sectors<br />
Gross<br />
carrying<br />
amount<br />
Allowance<br />
for<br />
Gross<br />
carrying<br />
amount<br />
Allowance<br />
for<br />
impairment<br />
Carrying<br />
Carrying<br />
Industry sectors<br />
impairment amount<br />
amount<br />
Financial institutions 94,060 (2,178) 91,882 83,856 (727) 83,129<br />
Public entities 13,928 (337) 13,591 10,582 (194) 10,388<br />
Individuals<br />
Corporations<br />
166,069 (2,866) 163,203 177,110 (1,124) 175,986<br />
Fisheries 136,985 (2,948) 134,037 162,677 (187) 162,490<br />
Construction and real estate companies 104,092 (4,054) 100,038 111,791 (1,387) 110,404<br />
Holding companies 41,937 (4,695) 37,243 56,985 (3,584) 53,401<br />
Retail 35,248 (1,666) 33,582 46,866 (705) 46,161<br />
Services 69,721 (2,970) 66,752 49,799 (210) 49,589<br />
Information, technology and communication 6,780 (183) 6,597 17,719 (60) 17,659<br />
Manufacturing 23,865 (993) 22,872 27,211 (278) 26,933<br />
Agriculture 11,909 (243) 11,666 13,226 (18) 13,208<br />
Other 3,542 (169) 3,373 916 (13) 903<br />
Total 708,136 (23,300) 684,836 758,738 (8,487) 750,251<br />
57. Credit quality of financial assets<br />
2010 2009<br />
Neither<br />
past due<br />
nor<br />
individually<br />
Gross carrying amount<br />
Past due but<br />
not<br />
individually<br />
Allowance<br />
for<br />
impairment<br />
Individually<br />
Carrying<br />
At 31 December 2010<br />
impaired impaired impaired Total<br />
amount<br />
Cash and balances with Central Bank 47,777 - - 47,777 - 47,777<br />
Bonds and debt instruments 152,216 9,343 - 161,559 - 161,559<br />
Derivative instruments 23 - - 23 - 23<br />
Loans and advances to financial institutions 71,929 196 21,935 94,060 (2,178) 91,882<br />
Loans and advances to customers 444,530 169,380 166 614,076 (21,122) 592,954<br />
Oth Other fi financial i l assets t 7,070 7 070 - - 7,070 7 070 - 7,070 7 070<br />
Total 723,544 178,919 22,101 924,565 (23,300) 901,265<br />
At 31 December 2009<br />
Cash and balances with Central Bank 26,174 - - 26,174 - 26,174<br />
Bonds and debt instruments 148,111 17,610 - 165,721 - 165,721<br />
Derivative instruments 971 - - 971 - 971<br />
Loans and advances to financial institutions 54,207 2,797 26,852 83,856 (727) 83,129<br />
Loans and advances to customers 493,941 178,484 2,457 674,882 (7,760) 667,122<br />
Other financial assets 6,990 - - 6,990 - 6,990<br />
Total 730,394 198,891 29,309 958,594 (8,487) 950,107<br />
The allowance for impairment includes both the allowance for individual impairment and the allowance for collective impairment.<br />
NBI hf. Consolidated Financial Statements 2010 58<br />
All amounts are in ISK million<br />
158 Ársreikningur 2010 Allar upphæðir eru í milljónum króna
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