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Qa‘da 1309 (June 12, 1892), two ‘udūl testified that Ya‘aqov Assarraf had paid al-Ḥājj<br />

Muḥammad b. al-mu‘allim ‘Īsā al-Hajrāwī twenty riyals. In return, Muḥammad promised to<br />

deliver 4 qintārs of wool to Ya‘aqov’s house in the millāḥ of Fez within three months. 71<br />

Despite the large number of notarized bills of debt in the Assarraf collection, the<br />

Assarrafs did not have ‘udūl notarize a contract every time they sold goods on credit or loaned<br />

someone money. The collection also preserves a few informal bills of debt, which to some<br />

extent mirror the form of those legalized before ‘udūl but lack much of the legal terminology<br />

and, of course, the signatures of the ‘udūl themselves. 72 One such informal bill of debt reads:<br />

“The Shaykh Mawlāy al-Ṭayyib b. al-sharīf Mawlāy Arrashīd [sic] al-‘Alāwī [sic] Isma‘īlī owes<br />

the dhimmī Shalom b. Yehudah Assarraf thirty-nine French riyals, [which he must pay within]<br />

twenty-six days.” 73 The Assarrafs clearly had a choice about whether to have their bills of debt<br />

notarized by ‘udūl. It is possible that a qāḍī would have given some credence to an informal bill<br />

of debt such as that between the shaykh al-Ṭayyib and Shalom, though technically evidence had<br />

to be accompanied by notarization to be upheld in court. 74 Little wonder, then, that the<br />

Assarrafs—like most Moroccans, both Jewish and Muslim—felt more secure bringing their bills<br />

of debt to ‘udūl to ensure that their evidence would be accepted in case of litigation. 75<br />

71<br />

TC, File #10. Among the 166 bills of debt analyzed in detail I found no more than four which concerned salam<br />

loans.<br />

72<br />

I found a total of eight such unofficial bills of debt in the entire Assarraf collection.<br />

73<br />

TC, File #4, no date.<br />

74<br />

For more on this requirement, see the discussion of the Mixed Court in 1871-2 in Chapter Eight.<br />

75<br />

In writing about the Jews of Demnat, however, Pierre Flamand noted that Jews loaning money or selling goods on<br />

credit to Muslims rarely obtained documental records of their transactions (Pierre Flamand, Un mellah en pays<br />

berbère : Demnate (Paris: Librairie générale de droit et de jurisprudence, 1952), 142). Yet Flamand himself<br />

includes a facsimile of a notarized document in which a Jew sells a Muslim twenty raṭls of tea for ten douros and<br />

two pesetas, dated 11 Ṣafar 1310/ 4 September 1892 (ibid., 143): Flamand, however, interprets this documentation<br />

as confirmation of his theory that debts were usually made “sans papiers” because “le papier ne porte pas le mot<br />

‘prêt’, il ne mentionne pas d’intérêts. Le prêt y est en quelque sorte camouflé en vente” (ibid., 142, fn 2). Needless<br />

to say, Flamand seems to have misunderstood the nature of Islamic law and legal documentation. (This is not<br />

surprising given Flamand’s lack of Arabic or Hebrew; on the context in which he wrote his study, see Schroeter,<br />

“Views from the Edge,” 177-8.) One could argue that individuals in rural areas were less likely to notarize their<br />

89

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