Security breach

security, allowing easy expansion into new markets and accessing
new customer channels, embracing new technologies and
giving choice to consumers as to how they pay. The challenge
for retailers is to navigate a clear path through the claims that
solutions providers are making. How significant will NFC be
as a mainstream technology in payments, will point-to-point
encryption really reduce the scope and expense of PCI compliance,
is cash dead, is a zero-cost payment interface possible,
will e-wallets deliver on the hype, is SEPA for cards ever going to
happen…?
“Our goal is to answer these questions and more in the Vendorcom
Cards & Payments Solutions conference through both
presentations and Q&A panel sessions in the Cards & Payments
Theatre. It is very difficult to predict the future winners and
losers, but exploring the possibilities and debating the issues at
the conference will shed some much needed light on the situation
and will ensure we don’t end up in a stand-off where an
unprecedented number of superb solutions from the payments
industry creates so much uncertainty that retailers are too
nervous or confused to take advantage of the one thing that
might just make the difference in their quest to stay alive – or
even thrive!”
This year’s Cards & Payments Solutions will host a number of
seminars, presentations and panel discussions. On Tuesday 12
March Payment Security & Risk Management will be discussed.
Payment security continues to be a dominant issue in retail payments
with the PCI standard taking a large share of the focus
for many merchants/retailers. It is widely recognised however
that PCI sits within a wider field of payment security and risk
management that crosses all areas of a retailer’s business and
every channel of interaction with their customers.
There will be presentations from Paul Rodgers, chairman of
Vendorcom, Jeremy King, european director, PCI Security Standards
Council will discuss The Future of PCI: Securing Payments
in a Changing World and Neira Jones, head of payment security
at Barclaycard, will talk to retailers about Total Risk Management
and Securing your Business.
Then there will be a panel discussion with expert speakers, including:
David Froud, VP professional services EMEA, Trustwave;
Lorenzo Gaston, technical director, Smart Payment Association;
Neira Jones from Barclaycard; Jeremy King; Parminder Lall, PCI
DSS manager, Everything Everywhere/Chairman UKMPWG; Paul
Rodgers and Peter Baird, head of IT compliance, TUI Travel
In the afternoon conference speakers and panelists will explore
opening up new markets and the strategic role payments
play in this process. Reaching new markets is crucial for any retail
business. Payments, despite the ideas of the Single European
Payments Area and the extensive work of the EPC, ECB and EC,
has remained decidedly national in its focus. The leading international
card schemes together with other innovative players
Cards and payments
such as PayPal are crossing both geographic borders as well as
moving into historically ‘uncarded’ merchant markets, offering
the consumer simple international experience whether they are
taking money from an ATM, shopping in-store, obtaining or using
travel money, or spending online. The challenge for retailers is
to connect their international markets, their different payment
channels and the variety of technologies that will have to be
employed to provide customer choice.
Andreas Stendera, director for national and international sales
– B+S Card Service GmBH will present Payments in a European
Context. Jeremy Abbott, senior market representative for
UnionPay will discuss Expanding Horizons – Integrating UnionPay
and Julian Wallis, country manager UK, Ogone Payment Services
will reveal smart strategies for cross-border e-commerce.
Day two of the conference will see the introduction of The
Mobile Revolution. Many wild, often fanciful claims are being
made about mobile payments; the volumes, value, technologies,
reach, speed, ubiquity and many other attributes are all
the subject of marketing communications and media headlines
based in the views of an ever-growing group of pundits who are
promoting the mobile revolution in payments.
Presentations will include: Geraldine Wilson, managing director,
micro merchants, WorldPay – Mobilising Micro-merchant Payments;
Peter Turner, CEO, CreditCall – Making Mobile Practical –
for the retailer, and the consumer and Neil Garner, CEO, Proxama
– NFC: Now for Commerce.
These will be followed by a panel discussion including: Neil Garner;
Paul Rodgers; Alex Rolfe, managing director and publisher,
Payments, Cards & Mobile; Peter Turner, Dan Wagner, chairman
and CEO, mPowa and Geraldine Wilson.
In the afternoon retailers can learn about future proofing
their Payments. Being able to effectively and securely take
token based payments is an essential part of our national critical
infrastructure. Without an effective ATM, debit, and credit card
system, the consumer economy would fail within days. Because
of this reliance on plastic, some in the consumer payments
technology world would have us believe that cash is dead. Such
ridiculous assertions only serve to undermine the important
propositions of innovative solutions which can easily co-exist
with the already diverse and equally valid methods available to
the consumer.
Ron Delnevo, chair of the European board and deputy president
of ATM Industry Association, will present the argument
In Defence of Cash. And Michele Scarlatella, VP marketing, ST-
Incard/board member, Smart Payment Associations will discuss
Opportunities and Challenges in Future Proofing your Payments.
A final panel discussion will round off the conference.
Panelists include: Richard Braham, policy executive, BRC; Ron
Delnevo; Gerald Kitchen, associate; Anthemis Edge; Paul Rodgers
and Michele Scarlatella.
RS
February - March 2013 RS 19