Products Termsheet rms Structured Fixed Te - jpv.ch

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Structured Products Termsheet
Fixed Terms
February 24, 2010
Risk Category
Certificates in USD on the
China
Domestic Consumer Basket
March 1, 2010 until March 1, 2013
Complex Product
Telephone Number JPV 044 388 20 80
Complex Products require specific knowledge on the part of the investor regarding
the product and the
risks associated therewith. It is recommended that the investor obtains adequate
information regarding
the risks associated with the specific product before making an investment decision.
Product Category
Participation Prod ucts, Tracker Certifica tes (210/1300), according to the Swiss Derivative Map
www.svsp-verband.ch
Certificates are structured financial instruments with embedded
derivatives, enabling the investor to
participate in the performance
of a portfolio of individual shares included in the equally weighted Basket.
For information on the Product Risks, see Page 2.
Security Code s Swiss Security
No. ISIN Telekurs Ticker WKN
Issuer
10 998 431 CH 010 998 431 7 CHICO A1DGCL
Credit Suisse AG, Zurich (Aa1/A+)
Lead Manager Credit Suisse AG, Zurich
Calculation Agent Credit Suisse AG, Zurich
Investment Advisor
Paying Agent
Credit
Suisse AG, Zurich
Underlying
China Domestic Consumer Basket (“Basket”), see Page 4
Issue Price USD 99.50 (99.50% of USD 100.00)
Initial Fixing Date February 22, 2010, being the date on which the Initial Level and the Shares per Certificate
are fixed and
from which date on the Certificates may be traded.
Issue Date /
March 1, 2010, being the date on which the Certificates are issued and on which date payment has to
Payment Date be made.
Last Trading
Date February 21, 2013, until the end of SIX Swiss
Exchange AG trading hours
Final Fixing Date 1
Redemption Price
Redemption Date 2
Entitlement
Jud & Partner Strukturierte Produkte AG, Zurich
February 22, 2013, being the date on which the Redemption Price will be fixed.
In USD, corresponding to the selling price of the shares contained in the Basket on the Final Fixing Date,
converted at the then prevailing exchange rate, as determined by the Calculation Agent, less transaction
costs.
For a more detailed explanation on redemption scenarios including calculation examples, please contact your
relationship manager or see the Swiss Derivatives Map on www.svsp-verband.ch for payout diagrams.
March 1, 2013, being the date on which the Redemption Price will be paid.
One Certificate entitles the investor to the Redemption Price.
Credit Suisse AG – Structured Products Termsheet, Fixed Terms – February 24, 2010 – ISIN: CH 010 998 431 7 1

Ratio 1 Certificate represents 1 China Domestic Consumer Basket in USD
Payout None
Trading / Listing Credit Suisse AG, Zurich, provides a secondary market under normal market conditions. Listing will be
applied
for on the SIX Swiss Exchange AG.
Minimum Trading Lot
Issue Size 200'000 Certificates (may be increased or decreased at any time)
Clearing
Documentation The fixed Termsheet shall include the information required for a simplified prospectus
pursuant to
Article 5 of the Federal Act
on Collective Investment Schemes. Until the terms are fixed, they are
indicative and may, therefore, be amended. The information contained in the simplified prospectus
is of
summary nature. Following the Initial Fixing Date, the listing prospectus with the full terms of the
Certificates may be obtained directly from Credit Suisse AG, VVYC 3 Transaction Advisory Group,
Uetlibergstrasse 231, CH-8070 Zurich.
Publication The fixed Termsheet
and all material changes during the lifetime of the Certificates may be obtained from
your relationship manager upon request and will also be published on:
www.credit-suisse.com/structuredinvestments
or www.credit-suisse.com/structuredproducts
Indicative trading prices may also be obtained on Reuters CSZEQ00 and Bloomberg CSZE.
Form of Certificates
Governing Law /
Jurisdiction
Tax Considerations
The following statements and discussions of certain Swiss tax considerations relevant
to the purchase,
ownership and disposition of Certificates are of a general nature only and do not address all potential tax
consequences of an investment in Certificates under Swiss law. This summary is based on treaties,
laws,
regulations,
rulings and decisions currently in effect, all of which are subject to change. It does not
address the tax consequences of the Certificates in any jurisdiction other than Switzerland.
Tax treatment depends on the individual tax situation of each investor and may be subject
to change.
Potential investors will, therefore, need to consult their own tax advisors to determine
the special tax
consequences of the purchase, ownership and sale or other disposition of a Certificate.
In particular, the
precise tax treatment of a holder of a Certificate needs to be determined for each issue with reference to
the full terms of the Certificates, as specified in the listing prospectus, under the law and practice at the
relevant time.
The investors shall be liable for all current and future taxes and
duties as a consequence of an investment
in Certificates. The income tax treatment as depicted below is applicable to individual persons with tax
residence in Switzerland and private assets. Swiss withholding tax and Swiss stamp
taxes are applicable
to all investors; however, specific rules apply with respect to certain types of investors
and transactions.
No Swiss withholding tax, no Swiss stamp tax at issuance (primary market) and
no Swiss securities
transfer stamp tax on secondary market transactions of the Certificates.
The discount of 0.50% (USD 0.50) on the Issue Price is subject to Swiss income tax for Swiss resident
private investors.
This product is not subject to EU withholding tax for Swiss paying agents. [TK-Code 9; “out of scope”]
Credit Suisse AG expressly excludes all liability
in respect of any tax implications.
Issuer Risk The investment product’s retention of value is dependent not only on the development of the value
of the
Underlying, but also on the creditworthiness of the Issuer, which may change
over the term of the
investment product. This investment product is a direct, unsubordinated, unconditional
and unsecured
obligation of the Issuer and ranks equally with all other direct, unconditional and unsecured
obligations of
the Issuer. The Issuer is licensed as a bank pursuant to the Federal Act on Banks and Saving Banks and
as a securities dealer pursuant to the Federal Act on Stock Exchanges and Securities
Trading and is
subject to supervision by
the Swiss Financial Market Supervisory Authority (FINMA).
Product Risks
1 Certificate
SIX SIS AG, Euroclear Bank S.A. and Clearstream Banking
Uncertificated Securities
Swiss Law / Zurich
Potential Loss: These Certificates are derivative financial instruments. The potential loss of an
investment in a Certificate is similar to a direct investment in the corresponding shares of the Basket, i.e.
could result in a substantial loss of the invested capital.
The investors have no recourse to the shares contained in the Basket representing the Certificates.
Owning the Certificates is not the same as owning the Underlying. Accordingly, changes in the market
value of the Underlying may not result in a comparable change in the market value of the Certificates.
This investment product includes investments in Emerging Markets. Emerging Markets are
located in countries that possess one or more of the following characteristics: A certain degree of political
instability, relatively unpredictable financial markets and economic growth patterns, a financial market that
is still at the development stage or a weak economy. Emerging markets investments usually result in
Credit Suisse AG – Structured Products Termsheet, Fixed Terms – February 24, 2010 – ISIN: CH 010 998 431 7 2

higher risks such as political risks, economical risks, credit risks, exchange rate risks, market liquidity
risks, legal risks, settlement risks, market risks, shareholder risk and creditor risk.
Currency Risk: The investor may be exposed to currency risks, because (i) the underlying assets
of the
investment product are denominated in other currencies than the nominal of the investment
product or (ii)
the investment product is denominated in another currency than that of the country in which the investor
is resident. The value of the investment may therefore increase or decrease,
based on currency
fluctuations.
Liquidity Risk: Credit Suisse AG, Zurich, will endeavor to provide a secondary market, but is under
no
legal obligation to do so. Upon investor demand Credit Suisse AG, Zurich, will provide
bid/offer prices for
the Certificates, depending on actual market conditions. There will be a price difference
between bid and
offer prices (spread).
The Certificates will be listed on the SIX Swiss Exchange AG. Other dealers are not likely to make a
secondary market for the Certificates, the price at which the investor may be able to
trade the Certificates
is likely to depend on the bid and offer prices.
This risk disclosure
notice cannot disclose all the risks. The Investor should, therefore,
consult the listing prospectus with the full terms and the “Special Risks in
Securities Trading”
risk disclosure brochure (which is available on the Swiss Bankers Association’s website:
www.swissbanking.org/en/home/shop.htm or may be obtained from
your relationship
manager upon request).
Important Notices By entering into a transaction with the Issuer or any of its affiliates, the investor acknowledges having
read and understood the following terms:
The Issuer is acting solely as an arm’s length contractual counterparty and neither the Issuer nor any
affiliate is acting as the financial adviser or fiduciary of the investor unless it has agreed to do so in
writing.
This document is issued solely for information purposes and for the recipient’s sole use. It does not
constitute an offer or invitation to enter into any type of financial transaction. The Issuer
has no obligation
to issue this investment product. The information and views contained in this document
are those of the
Issuer and/or are derived from sources believed to be reliable. This document constitutes
Marketing
Material and is not the result of a financial analysis and, therefore, not subject to the “Directives on the
Independence
of Financial Research” (Swiss Bankers Association). The content of this document,
therefore, does not fulfill the legal requirements for the independence of financial
analyses and there is
no restriction on trading prior to publication of financial research.
This investment product does not constitute a participation in a collective investment
scheme. Therefore,
it is not supervised by the Swiss Financial Market Supervisory Authority (FINMA) and the investor does
not benefit from the specific investor protection provided
under the Federal Act on Collective Investment
Schemes. The prospectus requirements of Art. 652a / Art. 1156 of the Swiss Code
of Obligations are
not applicable.
In connection with this transaction, the Issuer and/or its affiliates may pay
to third parties, or
receive from third parties as part of their compensation
or otherwise, one-time or recurring
remunerations (e.g. placement or holding fees). In receiving payments by third
parties, the Issuer’s
and/or its affiliates’ interests may be adverse to those of the holders of this investment
product and such
payments could therefore adversely affect the investor’s return on the investment
product. Further
information may be requested from your bank / relationship manager.
Where not explicitly otherwise stated, the Issuer has no duty to invest in the underlying assets and
investors have no recourse to the underlying assets or to any payouts on the underlying
assets. The price
of the investment product will reflect the customary fees and costs charged on the level of the underlying
assets (e.g. index calculation fees, management fees, administration fees). Certain
built-in costs are
likely to adversely affect the value of the investment product prior to maturity.
This investment product is a complex structured financial instrument and involves a high degree of risk. It
is intended only for investors who understand and are capable of assuming all risks involved. Before
entering into any transaction, an investor should determine if this product suits
his or her particular
circumstances and should independently assess (with his or her professional advisers) the specific risks
(maximum loss, currency risks, etc.) and the legal, regulatory, credit, tax and accounting consequences.
The Issuer makes no representation as to the suitability or appropriateness of this investment product for
any particular investor or as to the future performance of this investment product.
This document does
not replace a personal conversation with your relationship manager, which is recommended
by the bank
before the investment decision. Please request your relationship manager to provide you with any
available, additional information regarding this investment product such as the full terms or the fact sheet.
Historical data on the performance
of the investment product or the Underlying assets is no indication of
future performance. No representation or warranty is made that any indicative performance or return
indicated will be achieved in the future. Neither this document nor any copy thereof may be sent, taken
into or distributed in the United States or to any U. S. person or in any other jurisdiction except under
circumstances that will result in compliance with the applicable laws thereof. This document may not be
reproduced either in whole or in part, without the written permission of the Issuer.
1 The Final Fixing Date may be extended depending on the liquidity of the individual shares included in the Basket, at the absolute discretion of the
Calculation Agent, in accordance with the listing prospectus of the Certificates.
2 The Redemption Date is subject to the occurrence of any Market Disruption Event and/or Extraordinary Event and/or Modification of the Basket in
accordance with the listing prospectus of the Certificates.
Credit Suisse AG – Structured Products Termsheet, Fixed Terms – February 24, 2010 – ISIN: CH 010 998 431 7 3

Composition
of the Basket
Company Bloomberg ISIN Exchange Initial Initial Level
Ticker Weight in USD*
Shares per
Certificate
DENWAY MOTORS LTD 203 HK HK0203009524 Hong Kong SE 1/30 0.5586 5.967196
GREAT WALL MOTOR CO. LTD –H- 2333 HK CNE100000338 Hon g Kong SE 1/30 1.4978 2.225543
TSINGTAO BREWERY CO. LTD –H- 168 HK CNE1000004K1 Hon g Kong SE 1/30 4.7136 0.707179
CHINA RESOURCES ENTERPRISES LTD 291 HK HK0291001490 Hon g Kong SE 1/30 3.4628 0.962609
HENGAN INT. GROUP CO. LTD 1044 HK KYG4402L1510 Hon g Kong SE 1/30 6.7600 0.493097
WANT WANT CHINA 151 HK KYG9431R1039 Hong Kong SE 1/30 0.6580 5.065885
CHINA MENGNIU DAIRY CO LTD 2319 HK KYG210961051 Hon g Kong SE 1/30 3.0453 1.094571
TINGYI (CAYMAN ISLANDS) HOLDING CORP. 322 HK KYG8878S1030 Hon g Kong SE 1/30 2.3011 1.448553
CHINA FOODS LTD 506 HK BMG2154F1095 Hon g Kong SE 1/30 0.8593 3.879313
CHINA YURUN FOOD GROUP LTD 1068 HK BMG211591018 Hon g Kong SE 1/30 2.8188 1.182543
361 DEGREES INTERNATIONAL LTD 1361 HK KYG884931042 Hon g Kong SE 1/30 0.7972 4.181266
ANTA SPORTS PRODUCTS LTD 2020 HK KYG040111059 Hong Kong SE 1/30 1.3692 2.43443
BOSIDENG INTERNATIONAL HOLDINGS LTD 3998 HK KYG126521064 Hon g Kong SE 1/30 0.1999 16.677565
LI NING CO. LTD 2331 HK KYG5496K1242 Hon g Kong SE 1/30 3.1917 1.044383
PORTS DESIGN LTD 589 HK BMG718481242 Hong Kong SE 1/30 2.7183 1.226261
XTEP INTERNATIONAL HOLDINGS LTD 1368 HK KYG982771092 Hon g Kong SE 1/30 0.6794 4.906303
GOME ELECTRICAL APPL. HOLDING LTD 493 HK BMG3978C1249 Hon g Kong SE 1/30 0.3296 10.114127
WUMART STORES INC. –H- 8277 HK CNE100000544 Hon g Kong SE 1/30 1.8471 1.804608
LIANHUA SUPERMARMET HLDGS CO. LTD -H- 980 HK CNE1000003P2 Hon g Kong SE 1/30 2.9439 1.132276
HENGDELI HOLDINGS LTD 3389 HK KYG450 481083 Hon g Kong SE 1/30 0.3755 8.878006
NEW WORLD DEPT. STORE CHINA LTD 825 HK KYG6500710 98 Hon g Kong SE 1/30 0.8848 3.767157
PARKSON RETAIL GROUP LTD 3368 HK KYG6937011 56 Hon g Kong SE 1/30 1.5179 2.196035
AJISEN (CHINA) HOLDINGS LTD 538 HK KYG0192S10 93 Hon g Kong SE 1/30 0.9113 3.657771
LITTLE SHEEP GROUP LTD 968 HK KYG550691011 Hong Kong SE 1/30 0.5077 6.565331
CHINA DONGXIANG (GROUP) CO. LTD 3818 HK KYG2112Y1098 Hong Kong SE 1/30 0.6405 5.204453
CHINA TRAVEL INT. INV. HONG KONG LTD 308 HK HK0308001558 Hong Kong SE 1/30 0.2610 12.769236
CHINA NEPSTAR CHAIN DRUGSTORE LTD SP. ADR NPD US US16943C1099 NYSE 1/30 6.7748 0.492019
WUXI LITTLE SWAN CO. LTD –B- 200418 CS CNE000000LG0 Shenzen SE 1/30 0.9576 3.480794
KONKA GROUP CO. LTD -B- 200016 CS CNE000000347 Shenzen SE 1/30 0.4705 7.083912
YANTAI CHANGYU PIONEER WINE CO. LTD –B- 200869 CH CNE000000T59 Shenzen SE 1/30 8.2066 0.406178
* Initial USD / HKD FX-Rate = 7.7639
Selling Restrictions
U.S.A. and U.S. Persons
The Certificates may not be offered, sold or delivered within the United States of America or to U.S. Persons at any time.
United Kingdom
Credit Suisse AG has represented and agreed that: (a) it has only communicated or caused to be communicated and will only communicate or cause to
be communicated
an invitation or inducement to engage in investment activity (within the meaning of Section 21 of the FSMA) received by it in
connection with the issue or sale of the Certificates in circumstances in which Section 21(1) of the FSMA does not apply to the Issuer; and (b) it has
complied and will comply with all applicable provisions of the FSMA with respect to anything done by it in relation to the Certificates
in, from or otherwise
involving the United Kingdom.
European Economic Area
The Certificates may not be offered to the public in any jurisdiction in circumstances which would require the Issuer of the Certificates to prepare or
register any further prospectus or offering document relating to the Certificates in such jurisdiction, in particular where the Issuer would be required to do
so under the EU Directive 2003/71 concerning prospectuses to be published when securities are offered to the public or admitted to trading in the
European Economic Area (the Prospectus Directive) or any legislative, regulation or other measure implementing the Prospectus Directive.
People’s Republic of China
The Certificates may not be offered or sold in the People’s Republic
of China.
Hong Kong
Unless permitted under the securities law of Hong Kong, no advertisement, invitation, or documents relating to the Certificates have been, or will be,
issued or held in any person's possession for purpose of issue, other than with respect to Certificates intended to be disposed of to persons outside Hong
Kong or to be disposed of in Hong Kong only to persons whose business involves the acquisition, disposal or holding of securities, whether as principal or
agent.
Credit Suisse AG – Structured Products Termsheet, Fixed Terms – February 24, 2010 – ISIN: CH 010 998 431 7 4