Annual Review 2008 - Hyposwiss Privatbank AG

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Picture concept in this annual review The last financial year was marked by one of the most dramatic global financial crises in history. The unprecedented collapse of financial markets around the world and dried-up credit markets came as a shock to investors and companies alike. It was a painful reminder to all that we can never fully eliminate risk. But dealing with risk and the emerging opportunities is part and parcel of the work we do, overcoming crisis situations and laying the ground for new things to come. We want to illustrate this idea with an incident from Swiss history: the Goldau rockslide of 1806 – a once-in-a-century catastrophe. Hyposwiss Private Bank Ltd. Bahnhofstrasse/Schützengasse 4 P.O. Box 3180, CH-8021 Zurich, Switzerland T +41 44 214 31 11, F +41 44 211 52 23 info@hyposwiss.ch, www.hyposwiss.ch
Contents Editorial Annual review Bank governing bodies Organisation Key figures 2008 Finance section Overview Balance sheet details Income statement details Personnel Income statement 2008 Balance sheet as at 31 December 2008 Appropriation of disposable profit Cash flow statement Auditor’s report 5 6 7 11 15 19 20 22 24 25 26 31 32 33
Page 1 and 2: Annual Review 2008
Page 3: Annual Review 2008
Page 9 and 10: Editorial Dear Customers Ladies and
Page 11: Bank governing bodies Board of Dire
Page 15: Organisation as at 1 March 2009 * M
Page 19: Key figures 2008 Key figures 2008 i
Page 23 and 24: Finance section Overview The last f
Page 25 and 26: Liabilities Customer deposits grew
Page 27 and 28: Net interest income fell in the yea
Page 29 and 30: Income statement 2008 Income and ex
Page 31: Liabilities in 1 000 CHF 2008 2007
Page 35 and 36: Appropriation of disposable profit
Page 37 and 38: Auditor’s report The following Au
Page 40: Hyposwiss Private Bank Ltd. Bahnhof

Annual Review 2008 - Hyposwiss Privatbank AG

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