Annual Review 2008 - Hyposwiss Privatbank AG

Balance sheet details
Assets
Total loans to customers, i.e. receivables due from
customers and mortgage loans, fell from CHF 635.5 million
to CHF 619.1 million. Receivables due from customers are
largely secured by collateral loan business or covered by pledged
fiduciary investments.
In detail, fixed advances and loans increased by CHF 2.5 million
to CHF 390.7 million. Current account receivables decreased
as at the end of the year by CHF 7.9 million to a value of
CHF 28.2 million. The portfolio of mortgage loans fell from
CHF 211.1 million to CHF 200.2 million.
Assets
Balance sheet total 1 236 271 (in 1 000 CHF)
Liquid assets
19 459
Receivables due from banks
545 693
Of which loans to customers
Total 619 087 (in 1 000 CHF)
Securities trading portfolio, financial
investments and participations
12 145
Mortgage loans
200 197 32.3 %
20 Hyposwiss Annual Review 2008
1.0 %
Other assets
39 887 3.2 %
44.1 %
Current account receivables
28 201 4.6 %
Receivables due from banks increased by CHF 361.5 million to
CHF 545.7 million. This increase is associated with the investment
of the liquidity obtained from the strong inflow of customer
deposits.
The Bank primarily holds its financial investments as a liquidity
reserve. As at the balance sheet date, these totalled
CHF 12.0 million.
Investments in fixed assets reached a figure of CHF 0.2 million.
Following deduction of ordinary depreciation of CHF 1.3 million,
they balanced at CHF 5.7 million.
1.6 %
50.1 %
63.1 %
Loans to customers
619 087
Fixed advances and loans
390 689