Your Dam Your Responsibility (PDF~1.2MB)
Your Dam Your Responsibility (PDF~1.2MB)
Your Dam Your Responsibility (PDF~1.2MB)
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6<br />
2<br />
2 Risks Posed by <strong>Dam</strong>s<br />
2.6 Consequence of Failure<br />
If your dam fails, the sudden release of water and debris could result in loss of life or<br />
injury, and damage to downstream properties. <strong>Dam</strong>ages could include other dams<br />
downstream, houses, buildings, livestock, roads, railways or interruption to public utilities<br />
such as electricity and telephone. In addition, there could be significant environmental<br />
damage. This can take the form of erosion of the waterway or gully and the loss of<br />
flora and fauna downstream, which may take considerable amount of time to recover, if<br />
recovery is possible.<br />
Licensing Authorities will determine the hazard category of dam proposals, and a<br />
construction licence may contain a condition that the dam is designed by a suitably<br />
qualified engineer according to acceptable and appropriate standards.<br />
PHOTO COURTESY OF SOUTHERN RURAL WATER<br />
Cascade effect of upper dam failing<br />
needs to be considered<br />
2.7 Insurance<br />
Insurance does not prevent failure; it merely provides you with the ability to manage<br />
financial risk.<br />
As an owner, you should look at a dam like any other asset. The dam is an asset like<br />
your house or motor vehicle. However, in certain respects, dams have some important<br />
differences. For example, with your house, your main concern about risks is likely to<br />
be the consequences of damage to that asset; with a dam, it is a matter of limiting the<br />
potential for the asset itself to cause damage. Therefore, there is a sense in which your<br />
dam is not only an asset but also a potential liability!<br />
Take a look in the direction that outflow from the dam would be expected to take if the<br />
dam fails. Is there anything that it could impact on? Remember that your dam’s failure<br />
could also trigger your neighbour’s dam to fail with subsequent damage downstream<br />
that you may be liable for!<br />
If this is a possibility, you should carefully consider the benefits of insurance.<br />
Be aware however, that like a car your dam must be kept in a good condition to be<br />
accepted for an insurance claim.