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IAK Supplementary Health Care Insurances - IAK Verzekeringen

IAK Supplementary Health Care Insurances - IAK Verzekeringen

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6<br />

1.19<br />

1.20<br />

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1.38<br />

Family: two married or registered partners, or long-term cohabiting couples and unmarried biological children,<br />

stepchildren, adopted children or foster children up to the age of 18, or a single person with one or more children as<br />

described above. The term 'registered partner' means the person with whom the insured person has entered into a<br />

registered partnership by means of a deed of registration drawn up by the civil registrar; the term 'long-term<br />

cohabiting person' refers to a person who has proof of cohabiting for at least one year with the insured person in a<br />

joint household or a person who has signed a cohabitation contract with the insured person, in which case the health<br />

care insurer shall have the exclusive discretion to assess the durability of cohabitation.<br />

First-line psychologist: a health care psychologist listed as such in the Register of first-line psychologists maintained<br />

by the NIP.<br />

Fraud: the perpetration or attempted perpetration of forgery, deceit, suppression of facts that may be relevant to<br />

effecting the insurance, prejudicing the rights of claimants and/or fraudulent diversion by the persons and<br />

organisations party to a non-life insurance contract in the process of entering into and/or performing such a contract<br />

with the intention of obtaining a benefit or performance to which there is no entitlement or obtaining insurance cover<br />

under false pretences.<br />

General practitioner: a doctor listed as a general practitioner in the register maintained by the HVRC (registration<br />

committee for general practitioners, nursing home doctors and doctors for the mentally handicapped) of the KNMG.<br />

GGD: Municipal <strong>Health</strong> Service (Gemeentelijke Gezondheidsdienst).<br />

Group health insurance contracting party: the legal entity or individual with whom the group health insurance<br />

policy for health care costs and/or health care insurance has been entered into. A group health care policy is a policy<br />

entered into between the health care insurer and an employer or legal entity with the purpose of offering participants<br />

the opportunity to take out <strong>IAK</strong> <strong>Health</strong> <strong>Care</strong> Insurance (and, if desired, <strong>IAK</strong> supplementary insurances) under the<br />

conditions described in the policy.<br />

<strong>Health</strong> care insurance: a non-life insurance contract between the health care insurer and the policyholder for the<br />

benefit of a person obliged to take out insurance, which should comply with what has been provided in this respect in<br />

or pursuant to the Zvw (<strong>Health</strong> <strong>Care</strong> Insurance Act). The performances insured by it should not extend beyond the<br />

provisions laid down in or pursuant to the Zvw.<br />

<strong>Health</strong> <strong>Care</strong> Insurance Decree (Besluit zorgverzekering): Decree of 28 June 2005 providing for an Order in Council<br />

as referred to in articles 11, 20, 22, 32, 34 and 89 of the Zvw.<br />

<strong>Health</strong> <strong>Care</strong> Insurance Regulations (Regeling Zorgverzekering): Regulations issued by the Minister of <strong>Health</strong>,<br />

Welfare and Sport dated 1 September 2005, number Z/VV-2611957, containing rules on the implementation of the<br />

Zvw as published in the Staatscourant (Government Gazette) 2005, no. 171.<br />

<strong>Health</strong> care insurer: the health care insurer as named on the policy schedule or other proof of insurance, in whose<br />

name and for whose risk <strong>IAK</strong> <strong>Verzekeringen</strong> B.V. offers and implements these insurances as authorised agent as<br />

referred to in the Wft (Act on Financial Supervision).<br />

<strong>Health</strong> care psychologist: a person listed as such in the register referred to in section 3 of the Wet BIG.<br />

Hospital: an establishment for specialised medical care that is duly licensed under the WTZi. Stays of 24 hours or<br />

more are covered.<br />

<strong>IAK</strong> <strong>Health</strong> <strong>Care</strong> Insurance (<strong>IAK</strong> Zorgverzekering): a health care insurance policy (including main insurance)<br />

concluded between the health care insurer and the policyholder in relation to the person obliged to take out insurance<br />

pursuant to the Zvw and in whose name and for whose risk <strong>IAK</strong> <strong>Verzekeringen</strong> B.V. offers and performs this insurance<br />

as authorised agent.<br />

<strong>IAK</strong> <strong>Verzekeringen</strong> B.V.: the authorised agent granted a mandate by the health care insurer as referred to in the<br />

Wft in respect of health care insurances.<br />

Independent treatment centre: an establishment for specialised medical care that is duly licensed under the WTZi and<br />

with which the health care insurer has entered into a contract for certain forms of care. This does not cover stays of 24<br />

hours or more for treatments for which the DBC in question falls under the A segment.<br />

Insurance: one or more of the health insurances described in these policy conditions, entered into as a supplement to<br />

the <strong>IAK</strong> <strong>Health</strong> <strong>Care</strong> Insurance.<br />

Insured person: a person in respect of whom this insurance policy has been entered into and who is mentioned on<br />

the policy schedule or other proof of insurance issued by the health care insurer.<br />

Main insurance: the health care insurance policy entered into by the policyholder with the health care insurer<br />

pursuant to the Zvw.<br />

Manual therapist: a physiotherapist listed as a manual physiotherapist in the Register of Specialist Physiotherapists<br />

maintained by the KNGF or a person registered as an E.S. ® manual therapist with the NVMT (Dutch Society of Manual<br />

Therapists).<br />

Maternity assistant: a qualified maternity assistant or a nurse working in that capacity.

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