IAK Supplementary Health Care Insurances - IAK Verzekeringen

IAK Supplementary Health Care Insurances - IAK Verzekeringen IAK Supplementary Health Care Insurances - IAK Verzekeringen

19.02.2013 Views

32 5 Pharmaceutical care 5.1 5.2 Contraceptives Reimbursement of the costs of contraceptives that may be provided under the Regeling Zorgverzekering, such as the contraceptive pill, a contraceptive implant, IUD, ring or pessary, prescribed by a general practitioner or medical specialist and supplied by a pharmacy or dispensing general practitioner to insured persons aged 21 and above, for the first prescription for a new contraceptive pill/device, up to a maximum of the amount laid down in the Regeling Zorgverzekering and the GVS (Medicines Reimbursement System). The cost of the placement and removal of a contraceptive device such as an IUD will be reimbursed under the health care insurance irrespective of your age. If you are under 21 years of age, you are entitled under the health care insurance to the reimbursement of contraceptives such as the contraceptive pill, a contraceptive implant, IUD, ring or pessary. Individual contribution Reimbursement of the individual contribution owed pursuant to the GVS set up by the government. The GVS falls under the Health Care Insurance Regulations. 5.3 Medication to help you stop smoking Reimbursement of the cost of medication (nicotine replacement products and prescription-only remedies) used in support of behavioural therapy in the context of a ‘stop smoking’ programme, up to a maximum of € 115.00 for the entire term of the insurance. 6 Physiotherapy and remedial therapy Reimbursement of the costs of care such as is usually provided by physiotherapists and remedial therapists from a child physiotherapist, standard physiotherapist, manual therapist or Cesar/Mensendieck remedial therapist, oedema therapist, psychosomatic therapist or pelvic floor physiotherapist, exclusively if and insofar as there is no entitlement (or no longer any entitlement) to such reimbursement under the IAK Health Care Insurance or one or more of the supplementary insurances described in these policy conditions. In the case of treatment of chronic conditions as defined in Appendix 1 of the Besluit zorgverzekering (Health Care Insurance Decree), the invoice must be accompanied by a certificate from the attending practitioner showing the indication. It must be evident from the indication that the treatment is medically indicated. Oedema therapy may also be provided by a skin therapist. You can find a list of care providers contracted by the health care insurer on our website. Alternatively, you can call us and ask for a list. For more information, see article 2.4 of ‘General conditions’ in these insurance terms and conditions. The costs of the following will not be reimbursed: antenatal exercises and maternity exercises, sports massage, occupational therapy and individual or group treatment or types of fitness training intended to improve the level of fitness. 7 Group therapy 7.1 7.2 Group therapy for cancer patients Reimbursement of the costs of after-care for patients with cancer who, immediately following treatment by the attending medical specialist, want to regain physical and mental strength in a hospital, integral cancer centre, establishment certified by the Stichting Herstel en Balans (Recovery and Balance Institution) to provide Recovery and Balance group revalidation courses or an establishment affiliated to the IPSO (Institute of Psychosocial Oncology Establishments), up to a maximum of € 500.00 per insured person per policy year and subject to referral by the medical specialist. Group therapy for rheumatism patients Reimbursement of the costs of group therapy for members of the rheumatism patients association under the direction of a physiotherapist, up to a maximum of € 150.00 per insured person per policy year. 8 Skin therapy 8.1 8.2 Skin therapy Reimbursement of the costs of the following, subject to a maximum of € 1,500.00 per insured person per policy year: • camouflage lessons and the cost of purchasing the aids needed for these lessons; • facial epilation by laser or other means; • peeling in the case of serious acne; • lymph drainage. Entitlement to reimbursement of these costs is subject to the care being provided by a skin therapist or beauty specialist. Psoriasis day-care treatment

Reimbursement of the costs of psoriasis day-care treatment aimed at preventing and combating the chronic skin condition psoriasis in a day-care treatment centre with which the health care insurer has entered into a contract, up to a maximum of € 545.00 per insured person per policy year. 9 Medical aids 9.1 9.2 9.3 Individual contributions Reimbursement of the individual contributions that the insured person owes over and above the maximum reimbursement payable under the applicable Regeling Zorgverzekering referred to in the IAK Health Care Insurance. Reimbursement of individual contributions may be subject to a maximum. The level of that maximum is at the discretion of the health care insurer. The health care insurer may make the reimbursement of the costs of purchasing or renting medical aids subject to its prior consent, at the discretion of the health care insurer and/or in conformance with the Reglement Hulpmiddelen (Medical Aids Regulation). See www.iak.nl/zorg, 'IAK Vergoedingsregeling hulpmiddelen' for the reimbursement rates. Glasses / contact lenses Reimbursement of the costs of prescription contact lenses and/or prescription spectacle lenses (including the accompanying frames), up to a maximum of € 250.00 in total once per three policy years. In the case of contact lenses that are replaced monthly/quarterly/annually, this reimbursement will be granted every three years, regardless of the number of lenses. The costs of sunglasses and tinted spectacle glasses/lenses are not included. Arch supports Reimbursement of the costs of arch supports or insoles that support the joints, ligaments and joint capsules of the foot on prescription from the general practitioner, medical specialist or podotherapist, up to a maximum of 1 pair per insured person per policy year. These must be supplied by an orthopaedic shoemaker or shoemaking business or a podotherapist. 9.4 Simple mobility aids Long-term loan or reimbursement of the costs of purchasing a 4-foot walking stick, walking frame, rollator or crutches. Long-term loan must be via care providers contracted by the health care insurer. See our website or call us for a list of contracted care providers. 10 Membership of patients associations / patient interest groups Reimbursement of the costs of membership of a patients association / patient interest group affiliated to the NPCF (Dutch Patients and Consumers Federation) or the CG-Raad (Dutch Council for the Chronically Ill and Disabled). Reimbursement will be granted upon submission of a copy of the proof of membership and proof of payment, up to a maximum of € 75.00 per insured person per policy year. 11 Overnight stay facilities Reimbursement of the overnight accommodation costs of parents staying in a guesthouse or lodgings located near the hospital and associated with that hospital in case of hospitalisation of a child under the age of 18 who is insured under the policy. 12 Informal care 12.1 Substitute care Reimbursement of the costs of the care an informal caregiver normally provides being taken over temporarily in order to give the informal caregiver a break. Substitute care can be provided where the insured person is either in receipt of informal care or is an informal caregiver. The substitute informal care is provided by ‘Handen-in-Huis’, the Dutch organization set up especially to coordinate substitute informal care, which can be contacted by calling +31 (0)30 659 09 70. Handen-in-Huis also takes care of the application for reimbursement. Reimbursement is subject to a maximum of 4 days per insured person per policy year. You can find a list of contracted care providers on our website. Alternatively, you can call us and ask for a list. For more information, see article 2.4 of ‘General conditions’ in these insurance terms and conditions. a. Informal care broker An informal care broker provides the informal caregiver with temporary professional support by taking over a range of administrative tasks in the area of care, welfare, finances, etc. The support provided by the informal care broker helps the informal caregiver feel better able to combine care with work and private life for longer. The informal care broker Samen voor een perfect verzekerde toekomst 33

32<br />

5 Pharmaceutical care<br />

5.1<br />

5.2<br />

Contraceptives<br />

Reimbursement of the costs of contraceptives that may be provided under the Regeling Zorgverzekering, such as the<br />

contraceptive pill, a contraceptive implant, IUD, ring or pessary, prescribed by a general practitioner or medical<br />

specialist and supplied by a pharmacy or dispensing general practitioner to insured persons aged 21 and above, for the<br />

first prescription for a new contraceptive pill/device, up to a maximum of the amount laid down in the Regeling<br />

Zorgverzekering and the GVS (Medicines Reimbursement System).<br />

The cost of the placement and removal of a contraceptive device such as an IUD will be reimbursed under the health care<br />

insurance irrespective of your age. If you are under 21 years of age, you are entitled under the health care insurance to<br />

the reimbursement of contraceptives such as the contraceptive pill, a contraceptive implant, IUD, ring or pessary.<br />

Individual contribution<br />

Reimbursement of the individual contribution owed pursuant to the GVS set up by the government. The GVS falls<br />

under the <strong>Health</strong> <strong>Care</strong> Insurance Regulations.<br />

5.3 Medication to help you stop smoking<br />

Reimbursement of the cost of medication (nicotine replacement products and prescription-only remedies) used in<br />

support of behavioural therapy in the context of a ‘stop smoking’ programme, up to a maximum of € 115.00 for the<br />

entire term of the insurance.<br />

6 Physiotherapy and remedial therapy<br />

Reimbursement of the costs of care such as is usually provided by physiotherapists and remedial therapists from a<br />

child physiotherapist, standard physiotherapist, manual therapist or Cesar/Mensendieck remedial therapist, oedema<br />

therapist, psychosomatic therapist or pelvic floor physiotherapist, exclusively if and insofar as there is no entitlement<br />

(or no longer any entitlement) to such reimbursement under the <strong>IAK</strong> <strong>Health</strong> <strong>Care</strong> Insurance or one or more of the<br />

supplementary insurances described in these policy conditions.<br />

In the case of treatment of chronic conditions as defined in Appendix 1 of the Besluit zorgverzekering (<strong>Health</strong> <strong>Care</strong><br />

Insurance Decree), the invoice must be accompanied by a certificate from the attending practitioner showing the<br />

indication. It must be evident from the indication that the treatment is medically indicated. Oedema therapy may also<br />

be provided by a skin therapist.<br />

You can find a list of care providers contracted by the health care insurer on our website. Alternatively, you can call us<br />

and ask for a list. For more information, see article 2.4 of ‘General conditions’ in these insurance terms and conditions.<br />

The costs of the following will not be reimbursed: antenatal exercises and maternity exercises, sports massage,<br />

occupational therapy and individual or group treatment or types of fitness training intended to improve the level of fitness.<br />

7 Group therapy<br />

7.1<br />

7.2<br />

Group therapy for cancer patients<br />

Reimbursement of the costs of after-care for patients with cancer who, immediately following treatment by the<br />

attending medical specialist, want to regain physical and mental strength in a hospital, integral cancer centre,<br />

establishment certified by the Stichting Herstel en Balans (Recovery and Balance Institution) to provide Recovery and<br />

Balance group revalidation courses or an establishment affiliated to the IPSO (Institute of Psychosocial Oncology<br />

Establishments), up to a maximum of € 500.00 per insured person per policy year and subject to referral by the<br />

medical specialist.<br />

Group therapy for rheumatism patients<br />

Reimbursement of the costs of group therapy for members of the rheumatism patients association under the direction<br />

of a physiotherapist, up to a maximum of € 150.00 per insured person per policy year.<br />

8 Skin therapy<br />

8.1<br />

8.2<br />

Skin therapy<br />

Reimbursement of the costs of the following, subject to a maximum of € 1,500.00 per insured person per policy year:<br />

• camouflage lessons and the cost of purchasing the aids needed for these lessons;<br />

• facial epilation by laser or other means;<br />

• peeling in the case of serious acne;<br />

• lymph drainage.<br />

Entitlement to reimbursement of these costs is subject to the care being provided by a skin therapist or beauty specialist.<br />

Psoriasis day-care treatment

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