19.02.2013 Views

IAK Supplementary Health Care Insurances - IAK Verzekeringen

IAK Supplementary Health Care Insurances - IAK Verzekeringen

IAK Supplementary Health Care Insurances - IAK Verzekeringen

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

29 Specialist medical care / plastic surgery or reconstructive treatment<br />

Reimbursement of the costs of the following treatments:<br />

• uvuloplasty to correct snoring problems;<br />

• correction of upper eye lids or ear position;<br />

• the operative placement or replacement of breast prostheses, other than in the status following full or partial<br />

mastectomy;<br />

• circumcision of the insured person;<br />

• sterilisation for both men and women.<br />

For the first four treatments listed above, reimbursement will only be granted if and insofar as the treatment was<br />

medically necessary and subject to the prior written permission of the health care insurer, all at the discretion of the<br />

health care insurer's medical advisor.<br />

Indication for correction of upper eyelids:<br />

paralysed or weak upper eyelids, combined with a demonstrable impairment of the field of vision. This is the case if:<br />

• the pupil is fully or partially covered by the lower edge of the upper eyelid or by the overhanging fold of skin when<br />

the patient is relaxed and looking straight ahead, or;<br />

• there is distinct peripheral vision impairment due to severe drooping of the upper eyelid or an overhanging fold of<br />

skin to the outer edge, or;<br />

• there is demonstrably incurable chafing in the skin crease of the upper eyelid.<br />

A photo (taken by the hospital/independent treatment centre or by yourself) should be enclosed with the<br />

application/request for authorisation, on which the abnormality described in the indication is clearly visible.<br />

In the case of specialist treatment and/or nursing care in a hospital or independent treatment centre, reimbursement<br />

will be granted on the basis of the DBC (Diagnosis Treatment Combination) agreed with the health care insurer.<br />

Entitlement to reimbursement also exists in respect of this help in cases where there is no contractual arrangement<br />

between the health care insurer and the service provider / care provider. In such cases, the statutory rate will apply,<br />

and for treatments where there is no statutory rate, limited reimbursement will be granted per DBC. If the DBC<br />

trajectory started in the previous policy year, the declaration must be submitted to the health care insurer with which<br />

the insured person was insured when the treatment started.<br />

30 Overnight stay following oncological treatment<br />

Reimbursement of the costs of an overnight stay in a guesthouse associated with the hospital following outpatient<br />

radiotherapy or cytostatic treatment, up to a maximum of € 35.00 per night per insured person.<br />

31 Preventive examinations<br />

Reimbursement of the costs of:<br />

• electrocardiogram (E.C.G.) once per insured person per policy year;<br />

• cervical cancer test (smear) carried out by a general practitioner;<br />

• breast cancer examination;<br />

• prostate cancer examination once per insured person every two policy years, provided that the examination takes<br />

place in the Netherlands.<br />

The cost of preventive scans will not be reimbursed.<br />

32 Preventive care<br />

14.1<br />

A budget that can be spent on the following types of prevention:<br />

Courses<br />

• courses during pregnancy to prepare for delivery organised by a home-care organisation, a midwifery centre, an<br />

obstetrician or a yoga teacher who is a member of the VYN (Netherlands Association of Yoga Teachers);<br />

• courses designed to help participants cope with an illness and/or condition such as asthma, COPD, diabetes, a<br />

joint disorder, cancer and cardio-vascular disease, subject to such courses being organised by a patient society<br />

affiliated to the NPCF (Dutch Patient Consumer Federation) or a home-care organisation;<br />

• courses on coping with dementia organised by a home-care organisation, the GGD or a GGZ (mental health care)<br />

institution;<br />

• first aid courses run by an society recognised by the Oranje Kruis (Orange Cross) - see www.oranjekruis.nl for a<br />

list of courses available in your area;<br />

• reanimation courses given by an instructor or organisation certified by the NRR (Dutch Reanimation Council).<br />

Samen voor een perfect verzekerde toekomst 27

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!